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SYF · Banks & payments · U.S.

Synchrony

Issues store credit cards for brands like Lowe’s and Amazon.

Company Health

Banks and lenders are judged with different measures, so we don’t give them a score.
Its yearly figures are still below.

Who owns it

1 of 23 own it · Nobody changed their stake
bought lately
owns it
doesn’t own it
Didn’t report owning it: Whale Rock, Appaloosa, Melqart, Coatue, D1 Capital, Light Street, Lone Pine, Third Point, TCI, Pershing Square, Duquesne, Himalaya Capital, Greenlight, Giverny Capital, Fundsmith, Akre
Their letters don’t mention it: Arquitos, Laughing Water, Alluvial, Bireme, Kingdom Capital, Saga Partners
From each fund’s latest 13F report (Jun 30, 2026). Funds that don’t file one: from their own letters.

The numbers

From Synchrony’s yearly reports. Tap a year to see its figures.

Sales and profit

It made a profit every year.
2025
Profit
$3.55 billion

What it owns and what it owes

At the end of 2025 it owned $119 billion, including $15.0 billion in cash, and owed $102 billion.

Key facts

From its yearly report for 2025.
Profit
$3.55 billion
Cash in the bank
$15.0 billion
Everything it owes
$102 billion
Year ends
December
Money shown in
U.S. dollars
Latest yearly report
10-K, filed Feb 6, 2026
Figures from Synchrony’s yearly reports to the SEC (EDGAR), collected Oct 12, 2026.
Not investment advice. Holdings come from public SEC reports and the funds’ own letters, and can be up to 4½ months old. How this works
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