Chime

Runs Chime, a phone app for bank accounts and debit cards.

Company Health

Banks and lenders are judged with different measures, so we don’t give them a score.

Its yearly figures are still below.

Who owns it

1 of 23 own it · 1 bought more lately

bought lately

owns it

doesn’t own it

Didn’t report owning it: Whale Rock, Appaloosa, Melqart, Coatue, D1 Capital, Lone Pine, Third Point, TCI, Pershing Square, Duquesne, Himalaya Capital, Greenlight, Giverny Capital, Fundsmith, Semper Augustus, Akre

Their letters don’t mention it: Arquitos, Laughing Water, Alluvial, Bireme, Kingdom Capital, Saga Partners

From each fund’s latest 13F report (Jun 30, 2026). Funds that don’t file one: from their own letters.

The numbers

From Chime’s yearly reports. Tap a year to see its figures.

Sales and profit

Sales grew from $1.28 billion in 2023 to $2.19 billion in 2025, and it lost money every year.

2025

Sales

$2.19 billion

Loss

$1.01 billion

Spare cash each year

It had cash to spare in 2 of the 3 years, including $32.9 million in 2025.

2025

Spare cash

$32.9 million

Spare cash is the cash its business brought in, minus what it spent on buildings and equipment.

What it owns and what it owes

At the end of 2025 it owned $1.96 billion, including $466 million in cash, and owed $563 million.

Key facts

From its yearly report for 2025.

Sales

$2.19 billion

Loss

$1.01 billion

Spare cash

$32.9 million

Cash in the bank

$466 million

Everything it owes

$563 million

Year ends

December

Money shown in

U.S. dollars

Latest yearly report

10-K, filed Mar 6, 2026

Figures from Chime’s yearly reports to the SEC (EDGAR), collected Oct 12, 2026.

Not investment advice. Holdings come from public SEC reports and the funds’ own letters, and can be up to 4½ months old. How this works