Affirm

Lets shoppers pay for purchases in smaller pieces over time.

Company Health

Banks and lenders are judged with different measures, so we don’t give them a score.

Its yearly figures are still below.

Who owns it

1 of 23 own it · 1 sold some

bought lately

owns it

doesn’t own it

Didn’t report owning it: Whale Rock, Appaloosa, Melqart, Coatue, Light Street, Lone Pine, Third Point, TCI, Pershing Square, Duquesne, Himalaya Capital, Greenlight, Giverny Capital, Fundsmith, Semper Augustus, Akre

Their letters don’t mention it: Arquitos, Laughing Water, Alluvial, Bireme, Kingdom Capital, Saga Partners

From each fund’s latest 13F report (Jun 30, 2026). Funds that don’t file one: from their own letters.

The numbers

From Affirm’s yearly reports. Tap a year to see its figures.

Sales and profit

Sales grew from $870 million in the year to Jun 2021 to $4.26 billion in the year to Jun 2026, and it made a profit in 2 of the 6 years.

FY2026

Sales

$4.26 billion

Profit

$1.93 billion

Spare cash each year

It had cash to spare in 3 of the 6 years, including $993 million in the year to Jun 2026.

FY2026

Spare cash

$993 million

Spare cash is the cash its business brought in, minus what it spent on buildings and equipment.

What it owns and what it owes

At the end of Jun 2026 it owned $15.8 billion, including $1.63 billion in cash, and owed $10.3 billion.

Key facts

From its yearly report for the year to Jun 2026.

Sales

$4.26 billion

Profit

$1.93 billion

Spare cash

$993 million

Cash in the bank

$1.63 billion

Everything it owes

$10.3 billion

Year ends

June

Money shown in

U.S. dollars

Latest yearly report

10-K, filed Aug 27, 2026

Figures from Affirm’s yearly reports to the SEC (EDGAR), collected Oct 12, 2026.

Not investment advice. Holdings come from public SEC reports and the funds’ own letters, and can be up to 4½ months old. How this works